Maranjyan, Tatyana B., and Irina Urumova. “RESEARCH ON REGULATORY REGIME IN MICROFINANCE: THE ARMENIA EXPERIENCE”. Journal of Accounting, Ethics & Public Policy, JAEPP 9, no. 4 (September 22, 2023): 447. Accessed October 1, 2026. https://www.jaepp.org/index.php/jaepp/article/view/276.